Payment technology built around how your business actually operates.
Restaurants, retail, ecommerce, service companies, and specialty businesses all need different payment stacks. We help you find the right fit for how you actually work.

Restaurants & Bars
POS, payment technology, and operational tools built for fast-moving hospitality environments where speed, reliability, and kitchen coordination define the guest experience.
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Retail
Technology designed around inventory, checkout speed, customer experience, and payment flexibility for modern retail environments.
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Ecommerce Brands
Seamless payment gateways, hosted checkout, and custom payment forms for online stores that need to convert and scale.
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Service Businesses
Online invoicing, text-to-pay, and recurring billing that keep service businesses paid without chasing down every invoice.
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Gyms & Memberships
Recurring billing platforms and ACH processing built for member-driven businesses that depend on predictable monthly revenue.
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Salons & Wellness
Integrated booking and payment terminals for appointment-based businesses that want a seamless client experience from booking to checkout.
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Medical & Professional Offices
Virtual terminals and compliant payment gateways for patient copays, secure billing, and professional office workflows.
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High-Risk Merchant Solutions
Specialized businesses require specialized payment strategies. Top Shelf Consulting helps businesses operating in complex industries evaluate merchant processing, payment technology, and available solutions based on their specific operating requirements.
Explore High-Risk SolutionsDon't See Your Industry?
We work with businesses of all shapes and sizes. Tell us about your unique operations and we'll engineer the right payment flow.
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