About Us

A Strategic Payment Technology Partner.

Cut costs, streamline payments, and optimize your business with expert consulting and strategy.

Our Skills & Expertise

About Our Skills

With deep experience in merchant services, POS integrations, and ecommerce programs, our team helps businesses lower processing rates, streamline transactions, and increase profits. From initial analysis to full implementation, we ensure smooth transitions and measurable results.

Merchant Processing100%

POS & Payment Integration100%

Fee Optimization100%

Ongoing Client Support100%

Explore Our Solutions

Our Method

Analyze.
Optimize.
Save.

At Top Shelf Consulting, we help companies cut merchant processing fees, improve payment systems, and increase profits through tailored consulting. From assessing your current setup to implementing smarter, more efficient solutions, we guide you every step of the way making complex payment processes simple and results driven.

FAQs

Have Questions? We've Got Answers.

What are the fees for credit card processing?

Credit card processing fees can include interchange fees, assessment fees, and processor markup fees, typically calculated as a percentage of the transaction amount plus a flat fee per transaction. The exact fee structure depends on your merchant account provider and the type of transaction. We help you understand and optimize these costs.

How do you ensure security for customer data and prevent fraud?

Merchant account providers implement various security measures, including encryption, tokenization, and PCI compliance, to protect against fraud and ensure the safety of customer data. Additionally, features such as address verification, CVV verification, and fraud detection algorithms help prevent unauthorized transactions.

How long until I receive funds from credit card transactions?

Funds from credit card transactions are typically deposited into your bank account within 1 to 3 business days. However, next day funding may be available, depending on your merchant account provider and the type of transaction.

What types of businesses do you work with?

We support a wide range of industries from retail and hospitality to ecommerce, healthcare, gaming, and high-risk businesses.

Can you help me lower my credit card processing fees?

Request a Statement Review

Let's Talk Savings

Schedule your free assessment to see where you're overpaying and what you can do about it.

Schedule a Rate Review →